BORROWING

Your Money in Two Places at the Same Time

Use your money without sacrificing its ability to work for you.

Explore Policies

Like a mortgage. Just better.

Just like you can take out a mortgage on your house, your life insurance can be used as a security for a low interest loan. In this way, you can use the money you have invested without having to withdraw it, pax taxes on your gains and lose your guaranteed dividends.

Investing where Returns are Bigger than Interest

Loans can be used to finance things like real estate, a trading account, or perhaps a startup. Just make sure that the returns of your investments are higher than the interest on the loans and you’ll be on your way to building an empire.

Learn More About Multiplying Your Portfolio

Accessing Liquidity for your Life

Use your loans to finance your lifestyle, retirement, or anything you want to spoil yourself or your loved ones with.

What are the Risks?

The risk of not paying back your loans. Just like a foreclosure can happen on your house, your life insurance can be cancelled if your loan balance exceeds your cash value. If this happens, you will lose your coverage, and your gains in the policy will be taxed.
To reduce this risk, make sure that you have the cash flow to pay back your loans, or that you have used the loan to invest in something with a return that is bigger than the interest payments.

Using Premium Financing for Leveraged Growth

If you have a global net worth of more than $10m and are planning on putting at least $500k towards your permanent life insurance plan we can help you leverage your premium payments with loans which will allow you to achieve higher return-on-cash.