PARENT/SPOUSE

Ensure Financial Prosperity For Your Family: Now and For Future Generations

Protect Your Loved Ones With Life Insurance

Provide financial security for your family - protect against premature loss of a breadwinner by getting life insurance.

Learn More About Term & Guaranteed Universal Life

Build Multi-Generational Wealth Through Cash Value Life Insurance1

Get simple access to the cash value of your policy to build and protect your family’s wealth.

See Our Cash Value Policy Types

Preserve & Leverage Wealth by Being Your Own Bank2

Cash values can be accessed for anything you choose: from helping to pay college tuition to assisting with major purchases such as a first home.

Learn More About Borrowing

Retire Securely, Without Taxes3

Use withdrawals and loans from cash value life insurance to supplement retirement income - without an extra tax bill.

Learn More About Retiring With Life Insurance

Ensure Your Family’s Legacy by Insuring Your Whole Family

Easily get the whole family set up with life insurance policies in one place - the younger and healthier they are, the cheaper it will be.

Explore Policies

1: All growth rates apply to the cash value of permanent life insurance policies, and every dollar spent on insurance premium will not go towards the cash value. Depending on individual preferences policies can be designed with different amounts going towards the cash value, which is explained in this article. Whole and indexed universal life insurance are not registered investment products and past performance is no guarantee of future results.
2: Accessing cash value through policy loans may be done on a tax-free basis under most circumstances. Excessive loaning, lower than expected performance of the policy, and/or increased charges may require you to limit the policy or pay loan interest and/or premium payments to prevent the policy from lapsing.
3: While the death benefit of a life insurance policy is typically tax free (unless it has been sold to an investor), any withdrawals in the form of dividends or policy loans are only tax free if the policy has been funded according to IRS guidelines, and the policy isn't surrendered (sold back to the insurance company) or lapsed (expired due to lacking payment). White Swan will help you to keep your policy tax efficient.